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Target Data Breach Settlement - You May Be Owed $$

Posted by 1FrugalMom on May 3, 2015 at 9:50 PM Comments comments (0)

The following is an email I received today that I thought I'd share with my readers:  

If You Shopped at Target from November 27 through December 18, 2013, or Received Notice That Your Personal Information Was Compromised, You Could Get Money for Losses from a Data Breach Settlement.

A Settlement has been proposed in lawsuits against Target Corporation ( “Target” ) relating to Target customers whose credit/debit card information or personal information was stolen as a result of a data breach that was first disclosed on December 19, 2013 ( “Target Data Breach” ). Target’s records show you are included in this Settlement and may be eligible for a cash payment. Visit www.TargetBreachSettlement.com for more information or to file a claim.

Who is included in the Settlement? You are a member of the Class if: (1) you shopped at a Target store and used your credit or debit card from November 27-December 18, 2013; (2) you provided your contact information to Target before December 18, 2013; or (3) your bank, credit card company, or other financial institution issued you a new credit or debit card shortly after December 2013 and informed you that your old card may have been compromised. If you received a notice directly about the Target Data Breach, you are a Class Member.

What does the Settlement provide? The $10 million Settlement Fund will provide payments to consumers who have had losses caused by the Target Data Breach. If you are included, you can choose between two types of payments:

• If you have documentation, you can receive reimbursement of losses up to $10,000. These losses include unauthorized, unreimbursed charges; certain costs and fees; and lost or restricted access to funds among other things.

• If you do not have documentation, you may be eligible for an equal share of the Settlement Fund remaining after payment of claims for documented losses and service payments. For example, if the total of service payments awarded by the Court plus documented claims adds up to $1 million and 300,000 Settlement Class Members submit valid claims without documentation, you will receive $30 from the Settlement Fund. The amount of actual payments will depend on the amount of claims received.

How can I get a Payment? Submit a Claim Form online or by mail by July 31, 2015. The payment amount you receive will be based on the amount of losses you can document and/or the amount of claims filed.

What are my rights? Even if you do nothing, you will be bound by the Court’s decisions. If you want to keep your right to sue Target yourself, you must exclude yourself from the Settlement by July 31, 2015. If you stay in the Settlement, you may object to it by July 31, 2015.

The Court will hold a hearing on November 10, 2015 to consider whether to approve the Settlement, a request for attorneys’ fees and costs up to $6,750,000 to be paid by Target, and service payments of up to $500 each for the Settlement Class Representatives (up to $1,000 each for the three Class Representatives who were deposed). You or your own lawyer may appear and speak at the hearing at your own expense.

For More Information and to File a Claim: 1-866-680-5931 www.TargetBreachSettlement.com

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Get 3 FREE trades at Scottrade.com!

Posted by 1FrugalMom on February 10, 2015 at 7:10 PM Comments comments (0)

For the couple I was talking with today, and for anyone else interested in stocks, I personally use, and highly recommened, Scottrade.  Scottrade only charges a flat rate of $7 per trade, no hidden fees.  And if you use my referral code, RRQP7584, we both get 3 free trades!  :-)  

Get 3 FREE trades at www.scottrade.com with referral code: RRQP7584


  • there are no open fees
  • there are no transfer fees
  • there are no inactivity fees
  • there are no account maintenance fees
  • there is no limit on the number of shares per trade!  And online trades are only $7 each, and NO hidden fees!                                                                                                                                                   

More info at: http://www.scottrade.com/online_trading_reasons/  Use referral code RRQP7584 and get your 3 FREE TRADES today (a $21 value)!!


* Scottrade is an online discount brokerage firm that offers investment accounts, investment opportunity and financial services such as online stock trading, no fee IRA, Roth IRA, mutual funds, real time stock quotes, stock market research and online investing through Scottrade.com

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Earn CASH with Receipt Hog!

Posted by 1FrugalMom on January 18, 2015 at 9:40 PM Comments comments (0)

Receipt Hog is pretty awesome: Simply do your usual shopping ANYWHERE, snap a picture of your receipt, and Receipt Hog pays you in CASH!  

Download the app and start making money now!  Plus, use my code and we both earn more: brem7997 http://app.receipthog.com/r/brem7997

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Save $ with Walmart's Savings Catcher!

Posted by 1FrugalMom on January 5, 2015 at 11:10 AM Comments comments (0)

If you shop at Walmart, and are not using Savings Catcher yet, you should really check it out!  It's FREE to use, and it will save you money!  You can use it with or without a smartphone.  If you don't have a smartphone just access your account online instead.  You can either get the money back on a Walmart Gift Card, or on a BlueBird Card.  And right now, through February 28th, 2015, you can get DOUBLE BACK with BlueBird, more info on that here.  I got almost $5 back on my last grocery trip (which is almost $10 back on a BlueBird Card good at all Walmart locations)!  See screen shot below.  For more info on the Walmart Savings Catcher, visit: https://savingscatcher.walmart.com/  

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What a funeral home and cemetery won't tell you!

Posted by 1FrugalMom on January 1, 2015 at 5:05 PM Comments comments (0)

** IMPORTANT INFORMATION (please feel free to share)! **

Tragically, I've noticed that many of people have recently posted on Facebook about suffering the loss of a loved one (and my heart & prayers goes out to those families).  And just today, I learned some very helpful money saving information about funeral services that I didn't know before, and I want to share the information with you...

When you face a death in your family - and you will - before you EVER speak to a funeral home, or cemetery, speak first to a funeral negotiator.  The loss of a family member is tragic in and of itself so why compound your sorrow with the burden of debt?

For example:

Did you know you do not have to purchase a coffin from a funeral home?  You can acquire one online.  Walmart.com, of all places, is one of many sources to purchase a coffin.  Why pay $7,000 for something you can get the same thing for at $1,500, or less?  

Did you know you do not have to hold funeral services in a funeral home?  You can hold your loved ones services in a church at little or no cost.  

Did you know you do not have to pay to have your loved ones grave dug?  You and/or friends/family can dig his/her grave yourselves.  What an incredible act of love that is.  

I have a friend that has personally helped a family dig a loved one's grave, and used the services of a funeral negotiator.  His mother's funeral services were held in a church at no cost to his family.

To all of you whom have lost a loved one, my heart goes out to you and your families, and I sincerely hope this valuable information will ease some of the financial burden that often accompanies your loved one's final resting arrangements.


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FREE Credit Score Monthly Monitoring from CreditSesame! Plus, a Chance to Win Cash! And Earn FREE Gift Cards!

Posted by 1FrugalMom on September 21, 2013 at 10:40 AM Comments comments (0)

Woo hoo!  I have "excellent" credit again!  :-)  Do you know your credit score?  Mine is 766!  You can check yours for FREE w/ Credit Sesame HERE!  They will NEVER ask you for payment.  NO credit card required!  I've been using them for over two years now and LOVE them!  It's helped level up in life & get lower rates!  Get your FREE credit score HERE!


Get your truly FREE credit score every month!  Monitor your home value, debt-to-income ratio and much more to keep tabs on your credit profile!

CreditSesame is a 100% free personal finance credit and debt management tool with no credit card required, nor any trial periods! 

You'll NEVER be asked for payment!  It's COMPLETELY FREE, and provides an instant view of your Experian credit score, and so much more, refreshed monthly, for FREE!  I LOVE it!  :-)

Also, when you register HERE, you will automatically be entered into a drawing for a chance to win cash prizes!  :-)  Already a member?  Just log-in to automatically be entered to win!  


Credit Sesame also gives you the opportunity to earn free gift cards, too!  Simply refer 10 people to receive a $25 Amazon Gift Card!  Refer 15 more to earn a second $25 gift card, and so on... see chart below: 


Before joining Credit Sesame, I already knew my credit score b/c I applied to purchase a home; and this service is spot on!   It listed my student loans, credit card debt, and debt to income ratio, as well as provided me with an accurate credit score!   It even tells you how you compare among your peers.  And they offer great, FREE, advice!  I've been using Credit Sesame for over two years now and am very pleased!   Monitoring my credit has helped me improve my score and thus receive better APR rates on my credit cards; plus I'm sure it will help me secure a better car loan rate soon, too!  Get your FREE credit score HERE and automatically be entered to win cash prizes!

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UPDATE (on 8/23/14): The friend referral program has changed!  Now you will receive a free $10 Amazon gift card for every 3 friends you refer!  Easy!  For more info., click here.

For ways to save $, earn extra cash, & score freebies, click here!


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Posted by 1FrugalMom on August 9, 2013 at 3:25 PM Comments comments (3)

These are some of the ways that I personally SAVE & EARN $$$ & FREEBIES! Check out the FREE APPS & more below:


Below is a list of my favorite ways that


Click the links below for more information!

ibotta - FREE App!  Earn cash back on groceries & other everyday products that you've purchased!  Combine purchases w/ coupons & sales for even greater savings and less out of pocket expenses (and earn some stuff free that way, too).  Other ways to earn cash bonuses as well.  More info here.

Receipt Hog - Receipt Hog is free & pretty awesome: Simply do your usual shopping anywhere, then snap a picture of your receipt, and Receipt Hog pays you in cash! Download the app and start making money!  Plus, use my code and we both earn more: brem7997.  More info here.

no-more-rack - Earn cool free stuff (no purchase necessary), and score hot deals!  Plus, receive a $10 credit when you sign-up for free!  I've personally received over $300 worth of nice freebies (you can earn up to $1,000 worth for free)!  More info here.

Ebates - Earn cash back & save $$ on online purchases at thousands of your favorite retailers like Macy's, Walmart, Target, Kohl's and many more!  More info here.

FuelRewards - Save $$ at the gas pump for FREE!  Never pay full price again!  "Members will receive the everyday offer of 3¢/gal savings on each fill-up if your Fuel Rewards savings balance is 2¢/gal or less."  Plus, receive 25¢ off per gallon just for joining!  Refer others to save even more!  For more info, click here.

PollBuzzer - Earn cash!  Simply answer 1 multiple choice question and get paid $1 via PayPal!  Answer as many, or as few, questions as you choose.  More info here.

Credit Sesame - Get your completely FREE credit score!  Not a trial.  Nothing to cancel.  No credit card needed.  Plus, refer others to earn $25 gift cards!  Refer just 10 people to get your first $25 Amazon Gift Card!  More info here.

Groupon - FREE shopping app that saves you tons of money on hot deals!  Plus, you can refer friends to earn free credits (up to $100)!  Free credits = free stuff!

ShopKick - FREE App! Simply by walking into stores (like Target, Walmart, Home Depot, Best Buy, and many more) you earn "Kicks" that can be redeemed for free gift cards (no purchase necessary).  Some people have even reported earning "Kicks" when they simply drive by local retailers.  This app also includes money saving coupons that can be scanned from your device at check out.

Uber - Drive with Uber and earn great money as an independent contractor.  Get paid weekly just for helping our community of riders get rides around town.  Be your own boss and get paid in fares for driving on your own schedule.  Plus, right now, Uber is offering new drivers $100 - $750 (depending on your area) to get started (when you use a referral link)!  Sign up with my referral link, and learn more here: https://partners.uber.com/drive/?invite_code=3x02v  Don't want to drive? Sign-up and refer others for cash bonuses.  Need a ride?   Use my invite code, 3x02v, and get a free ride up to $20.  Redeem it at https://www.uber.com/invite/3x02v ‪ 

LYFT -  Drive with Lyft and earn great money as an independent contractor. Get paid weekly just for helping our community of riders get rides around town. Be your own boss and get paid in fares for driving on your own schedule. Plus, right now, Lyft is offering new drivers $100 - $750 (depending on your area) to get started (when you use a referral link)! Sign up with my referral link, and learn more here: https://www.lyft.com/drivers/ANESA363904  Don't want to drive? Sign-up and refer others for cash bonuses.  Need a ride?  Use my referral link for a discount: https://www.lyft.com/invite/1FRUGALMOM

Walmart Savings Catcher - Earn cash back.  More info here

Cartwheel (by Target) - Save $ at Target with Cartwheel.  Discounts can be printed from a computer, or scanned from your smartphone.  And store and manufacture coupons CAN also be used in combination with the Cartwheel discounts.

Inbox Dollars - Earn cash!  Receive $5 just for joining!

Smiley360 - Receive FREE, Full-Size, Products!  Test & keep, cool, free, products, in exchange for your honest review(s)! ​​

BzzAgent - Receive FREE, Full-Size, Products!  Test & keep, cool, free, products, in exchange for your honest review(s)! ​​

PINCHme -  Receive FREE, Full-Size, Products!  Test & keep, cool, free, products, in exchange for your honest review(s)! ​​

exactly - Receive FREE, Full-Size, Products!  Test & keep, cool, free, products, in exchange for your honest review(s)! ​​

Influenster - Receive FREE, Full-Size, Products!  Test & keep, cool, free, products, in exchange for your honest review(s)! 

Swagbucks - Earn cool free stuff, including gift cards.

YouData - Earn cash.  *They've been temporarily down for updates. 

CashCrate - Earn cash.

ZoomBucks - Earn Prizes, PayPal Cash, & Gift Cards (including Wal-Mart, Amazon, iTunes, BestBuy, GAP & more)!

Endorse - FREE App! Earn up to 100% cash back (meaning free stuff) on your everyday purchases such as groceries & other products! Combine purchases w/ coupons & sales for even greater savings and less out of pocket expenses.  UPDATE: Sadly, THIS APP IS CLOSING! CASH OUT NOW!  More info here.

Use Coupons!  Stack (combine) manufacture coupons with store coupons, and use on top of sales (watch the circulars) to score free, or almost free, items!

Request FREEBIES! - An album full of freebies you can request to be mailed to you at no charge!  See some of the awesome freebies I've received here.

Enter GIVEAWAYS! - Instant win games & sweepstakes!  Great way to score lots of free full-size product coupons, and other great prizes!  

Proof it pays!  Below are two screen shots of my most recent PayPal deposits...

Below is a screen shot of my PayPal account on 5/19/13.  I earned $49.45 CASH!  Woo hoo!  :D

Screen shot from my PayPal account on 4/8/13.  I was paid $11.05 in just a few days...

Note: Click on the images above to enlarge them.  Also, in most cases, you can choose to be paid by check, instead of PayPal, if you prefer.  I personally prefer PayPal b/c it's quick, easy & secure; and I'm able to access my funds immediately. Also, I think it's worth mentioning that I only shop about once a week for my young son and I, and I don't usually buy in bulk b/c it's just the two of us; I only spend about a total of $350 a month on groceries, and very little on anything else b/c funds are limited. The point of me mentioning this is to show that anyone can earn monies, cash back, and freebies, without spending a lot of time or money shopping. :-) 

See some of the freebies I've received here and here

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*Disclosure: This post contains affiliate links. More about my policies at http://1frugalmom.webs.com/policies.htm

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FREE Fishing Days in 2013

Posted by 1FrugalMom on May 17, 2013 at 11:00 AM Comments comments (0)

FREE Fishing Days!  On free fishing days, you can fish without having to purchase a license!  More information available at http://www.takemefishing.org/downloads/FreeFishingDays.pdf

*The photo above is of me as a young teen many, many, years ago, w/ my beloved best friend by my side, and the 5 lb. largemouth bass I caught!  I remember it like yesterday!  Special thanks to my younger brother whom took this photo for me!   

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Save Money, plus EARN CASH BACK, with Ebates!

Posted by 1FrugalMom on April 15, 2013 at 6:05 PM Comments comments (0)


                          Ebates.com: Coupons, Promo Codes and Cash Back Savings!

If you're not using Ebates, then you're not saving as much as you can, and you're not earning cash back from shopping at your favorite online stores.  Quit throwing your hard earned cash away, and join Ebates (it's FREE) today!  And start saving, plus earning cash back right away!  

"Ebates is the pioneer and leader of online cash back shopping. Ebates pays members cash back every time they shop online as well as provide them with the best coupons and deals online. Founded in 1998, Ebates has paid over $100,000,000 in cash to its members. That's why over 12 million people have joined Ebates, and we're excited you are ready to start earning cash back, too." Plus, when you sign-up now, and make a minimum qualifying purchase totaling at least twenty-five dollars ($25.00) within ninety (90) days of becoming a new member, you will receive your choice of a FREE $10 gift card to one of the following:  Macy's, Walmart, Target, or Kohl's! CLICK  HERE TO GET STARTED NOW!  IT'S FREE!

Below is a screen shot of my current pending pay out. You can see that they accidentally errored in my favor, and have accidentally credited me twice for one purchase. No worries though, I'm sure they'll catch it and correct it before I'm paid out.  They pay out every quarter (about every 3 or 4 months).  And I believe the next pay out date is 3/31/13.

I've chosen to be paid via PayPal, but you can also choose to be paid by check. Walmart pays 4% cash back which you can see came in handy when I was shopping for Christmas gift cards to give as gifts; and InkCartages pays 12.5% cash back. Different cash back amounts are offered for each store.

However, an even bigger savings is the extra sales and discounts you receive by shopping at your favorite online stores through the Ebates links. I received 10% off, plus free shipping (in addition to the 12.5% cash back) from InkCartridges. And I received a small discount and free shipping (in addition to the cash back) on my other purchases from Walmart and Buydig, too!  Savings differ w/ each store & some are 50% off or even more!  

As if all that isn't enough, Ebates also PAYS YOU $5 for each "qualified referral!"  "*A qualified referral is a new member to Ebates referred by you who makes a purchase of $25 or more earning cash back and enters valid profile information [within a certain time limit - currently by 3/31/13]."  

Ebates is completely FREE! And you can set your email preferences so they will not spam you (that is unless you like receiving the latest deals in your email - the choice is yours)!  I love Ebates and I'm sure you will, too!  Click HERE to use my referral link and sign-up today!  You'll be glad you did!  

For more ways to EARN & SAVE $$, click HERE!

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Tips for getting the most gas for your monies at the pump!

Posted by 1FrugalMom on April 15, 2013 at 3:50 PM Comments comments (0)


                                              Photo courtesy of Google images.

Only buy or fill up your vehicle in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the gasoline, when it gets warmer gasoline expands, so buying in the afternoon or in the evening... your gallon is not exactly a gallon. In the petroleum business, the specific gravity and the temperature of the gasoline, diesel and jet fuel, ethanol and other petroleum products plays an important role.  A 1-degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.

When you're filling up do not squeeze the trigger of the nozzle to a fast mode If you look you will see that the trigger has three (3) stages: low, middle, and high. You should be pumping on low mode, thereby minimizing the vapors that are created while you are pumping. All hoses at the pump have a vapor return. If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapor. Those vapors are being sucked up and back into the underground storage tank so you're getting less worth for your money.

One of the most important tips is to fill up when your gas tank is HALF FULL. The reason for this is the more gas you have in your tank the less air occupying its empty space. Gasoline evaporates faster than you can imagine. Gasoline storage tanks have an internal floating roof. This roof serves as zero clearance between the gas and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every gallon is actually the exact amount.

Another reminder, if there is a gasoline truck pumping into the storage tanks when you stop to buy gas, DO NOT fill up; most likely the gasoline is being stirred up as the gas is being delivered, and you might pick up some of the dirt that normally settles on the bottom.

Please note:  This post is NOT in my own words.  The original post/source, and more info, can be located at:  https://www.facebook.com/robert.draperii/posts/634658549893561


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FREE Redbox Rental Codes!

Posted by 1FrugalMom on April 13, 2013 at 5:35 PM Comments comments (2)


Use the following promo codes at your local Redbox kiosk for FREE rentals!  Each code can be used once per credit/debit card.  One code allowed per transaction.* You can use more than one code per night, & per credit/debit card, you'll just have to ring each rental/code up separately.


BREAKDOWN - Good only at Walgreens locations.

BREAKROOM - might only be good at Walgreens/Walmart.

DRIVEIN - Good only at Sonic locations.

DVDATKROGER - Good only at Kroger locations.

DVDATMAC - Good only at McDonalds locations.

DVDATSONI - Good only at Sonic locations.

DVDATWAG  - Good only at Walgreens locations.

DVDATWEG - Good only at Wegmans locations.

DVDKROG - Good only at Kroger locations.

DVDATKROGER - Good only at Kroger locations.

DVDONME - Good at ALL locations.

DVDONUS - Good at ALL locations.

DWTFREE4 - Good at ALL locations.

GAMEFAN1 - Good at ALL locations.

HAPPY1 - Good at ALL locations.

LUVREDBOX - Good at ALL locations.

REDBOX - 1st time free rental code.

REDBOXHEB - Good only at HEB locations.

REDBOX4ME5 - Good only at Safeway locations.

RENTONME - Good at ALL locations.

SPEEDY - Good only at Speedway Gas Station locations.

WALGREENS - Good only at Walgreens locations.

Text NOWPLAY to 727272 to receive a free game rental.  Expires 5/9/13.

You can also text SURPRISE to 727272 to get a free rental code as well! 

Plus, if you click on my referral link here ---> http://redbox.tellapal.com/a/clk/1F8Mq and it's your first time renting online, Redbox will also give you another FREE one-night online rental credit, as well! And I'd get one, too, thank you!  :-)  And enjoy!

And after using my referral link to sign-up for free and claim your additional FREE rental by reserving online, be sure to go to http://www.redbox.com/lucky and request your own unique referral link to refer friends, and earn more FREE rental credits!  For more info:  http://www.redbox.com/refer-a-friend/terms

* Remember to return Redbox rentals by 9 p.m. the following night to avoid extra charges.

** If you know of any other codes, or if you find that some of these no longer work, please let us know by commenting below (or here on Facebook), and I'll update the list.  Thanks!

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Use The FREE Ibotta App To EARN CASH When You Shop!

Posted by 1FrugalMom on April 13, 2013 at 2:10 AM Comments comments (0)

**UPDATE (5/23/13)!  "Newbies" can now earn an extra $10 if they redeem 5 offers within their first 2 weeks of registering HERE!  Wow!  Take advantage of it now! They were not offering this when I signed-up, and I don't know how long it will last!

Check out the IbottaApp, a new, and FREE, app that PAYS YOU CASH for buying your favorite groceries & products!  "Ibotta is a fun & easy way to earn $20 or more each time you go shopping.  The more you use it, the better & more personalized your offers become."  Simply purchase items you normally do, and get cash back via PayPal!  You can also earn $1+ for every person you refer (no limit)!  For more information, and to sign-up for free, click HERE.


            Some of the current stores that participate, include: 

7-Eleven, Bi-Lo, CVS Pharmacy, City Market, Dillions, Dollar General, Dominick's, Duane Reade, Family Dollar, Food4Less, Fred Meyer, Fry's, Giant Eagle, H-E-B, Harris Teeter, Hy-Vee, Ingles, King Soopers, Kroger, Meijer, Military Commissary, Pathmark, Pavilions, Pick 'N Save, Publix, QFC, Ralphs, Randalls, RiteAid, Safeway, ShopRite, Smith's, Stop & Shop, Target, Tom Thumb, Vons, Walgreens, Walmart, Wegmans, WinCo Foods, and Winn-Dixie, just to name a few!

You can easily earn $20 or more every time you use Ibotta!  So what are you waiting for? 

How to get the most out of Ibotta

- Before shopping, check for offers on your favorite products. 

- After shopping, take a picture of your receipt to earn cash. 

- Every time you redeem an offer, they’ll send you a new one. Tell them your likes and dislikes and they’ll send you personalized offers.

- Pamper yourself with the cash or donate it to any school in America.

Reminder: Since ibotta is basically a rebate after purchase, you can still use both store & manufacturer coupons to cut your initial out-of-pocket expense. :)  

 ** For more ways to SAVE - AND- EARN MONEY, click HERE!!

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Tips to Winning Giveaways!

Posted by 1FrugalMom on April 12, 2013 at 4:20 PM Comments comments (6)


The secret to winning giveaways, is really no secret at all.  It's simple really: SIMPLY ENTER TO WIN!  If you don't enter, you can't win.  And the more you enter, the better your chances!  It's a numbers game.  Personally, I spend about an hour or more every single day entering giveaways.  I've made it a part of my daily routine.  It's a chore, but it pays off.  I win stuff all the time.  And sometimes the things are really nice!  If you put in the time and effort, you can win, too!


I've put together a huge list of FREE instant win games and sweepstakes that I update almost daily.  It takes me about an hour every day to enter everything on the list. I promise you that if you spend the time entering, and I don't just mean one time or one day, but if you make it a part of your regular routine and stick to it, you're sure to win!  Here's my huge list of giveaways -->  http://1frugalmom.webs.com/apps/blog/show/18384740-free-daily-instant-win-games-sweepstakes-  GOOD LUCK!!!  :D

In addition to entering frequently, and as much as possible, here are some more tips...

--  Check your email often! Many giveaways limit the time frame you have to claim your prize. And always check your spam/junk folders b/c many emails from companies go directly into that box.

--  To help locate winning notices, I recommend searching your email every few days by key words like: congratulations, congrats, you've won, you won, you win, potential winner, prize, fulfillment, and etc.  Be sure to check both your inbox, and your spam/junk folder, by those keywords.

--  Always follow the rules.  Never try to cheat or you could be disqualified.  For example, if the giveaway states "only one entry per household," trust me, they have ways of knowing where every entry came from, and if they received more than one entry from your IP address, you may lose your chance to win. 

--  In many cases, you'll only have to enter your info (name, address, etc) the 1st time entering. Then when you return to enter again each day after that, usually all you'll need to enter is the email address you originally used to signed-up.   However, in some cases, the entry forms require you to fill it out completely each time.  To save time, I use Google Chrome's auto-fill.  I believe FireFox may also offer autofill, too.  Use it!  It's a huge time saver!  It also helps if your email address is something that is easy for others, like a short word.  Mine is long, and it's a pain in the butt to type it out when required.  

-- It may help to have a separate, designated, email address just for entering sweepstakes b/c sometimes signing up for newsletters may be required, and/or you may receive a lot of "entry confirmation" emails, and a separate email address will help keep the possible clutter out of your personal box.  Just remember to check it frequently (and it's spam folder, too).  Also, another benefit of doing this, is that you'll know that any and all emails received in that email account are from your giveaway entries.

--  Unless you're truly interested in receiving emails from a that company, if you have the option to opt-out of a mailing listing, take it.  That means either checking or unchecking a box, or boxes, to stay off their mailing list.  Look closely.

--  If you're uncomfortable sharing your date of birth on the entry forms, you can fudge your date by a number or two. For example, if your birthday is 2/22/80, you could say your bday is 2/21/80, or 3/22/80, or 2/22/81, just change one digit that will be easy for you to remember. In most cases, they only request your DOB (date of birth) because you have to be above a certain age to participate.

--  The more effort required to enter a giveaway, the better your chances of winning b/c many others will not put forth the effort to enter. Giveaways like this include things like photo contests, jingle contests, recipe contests, and etc., that require action (instead of just clicking or filling out a short form). Personally, I've won some of my best prizes with giveaways that required a photo entry.

--  Use a FREE Google Voice Number, instead of your home/cell phone number, to have control over unwanted sales calls.  Google Voice Numbers can be forwarded to any other number you want, like your home or cell phone, or straight to voice mail (in which case you'll receive an email notification), so callers will never know it's not your real number (and you'll never miss a sweepstakes winning call).  Plus, Google Voice Numbers provide the option to BLOCK unwanted calls. So if/when you do get a sales call, you can always block that number to prevent further calls from that unwanted caller.  I LOVE Google Voice!  And I strongly suggest using it instead of your real/direct number(s).  Trust me, you'll thank me later.  

--  Click through to the end.  Make sure that you click all the way through to the end.  You want to see something that confirms that your entry has been received.  Sometimes the URL in your browser will also change and have an ending that says something like "thank you."

--  If you're entering a giveaway that's being ran by a company through a Facebook channel, and it's a photo that you have to "like," and/or comment on, and you've seen it in one of your friend's posts, be sure to click on it and actually "like," and/or comment on, it from the company's wall for it to count. Liking, and/or commenting on, it from your friend's post, doesn't count as an entry. Secondly, if the company is using an app to choose the winner, your odds will increase if you're more active than others on their post(s).  

In a nut shell:

1.)  Enter to win often!  Make it a part of your daily routine if possible.

2.)  Check email frequently.  And don't forget to also check spam/junk folders.

3.)  Routinely search your email by key "winning" announcement type words.

4.)  Make sure you follow the rules to prevent being disqualified.  This should really be #1.

5.)  Use auto fill.  I use Google Chrome's, it's free & easy.  I think FireFox offers it, too.

6.) Set-up a dedicated, short, email address just for giveaways.  And don't forget to check it often (along w/ it's spam folder).  And opt out of mailing lists to prevent email clutter.

7.) If you're concerned about providing your birthdate, change it by one digit.  

8.)  The harder the entry requirements, the fewer people will enter, which means a better chance of you winning.  Examples:  Photo contests, jingle contests, recipe contests, & etc.

9.)  Use a FREE Google Voice Number to avoid unwanted sales calls. 

10.)  Click through to the end & make sure to get confirmation that your entry was received.

11.)  When participating in giveaways ran through Facebook, make sure to do so through the original source by clicking on the photo that your friend shared and following the instructions on the photo from that company.  ** Liking, and/or commenting on, your friend's post, doesn't count as an entry.  You MUST do that on the ORIGINAL source.  


Have you won something?  Got any tips of your own?  Please comment below!

For more ways to score freebies & cash, click here!


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Answer 1 multiple choice question and get paid $1!

Posted by 1FrugalMom on February 11, 2013 at 10:35 PM Comments comments (0)


Woo hoo!  I just received another payment from PollBuzzer (see my PayPal screen shot below)!  It's EASY to EARN FREE $$! Answer ONE quick question (or more if you choose), and get paid on Monday! It's that easy! Sign-up to be a panelist with Pollbuzzer (it's completely FREE)!  And simply answer ONE question (a multiple-choice question), and get paid $1 via PayPal every Monday!  

Answer as many, or as few, questions as you choose (they email the questions to you after you sign-up - and they don't spam you - promise)!  Personally, I don't like survey sites (b/c they're too time consuming), so PollBuzzer works perfect for me! It's quick & easy!  It's the fastest buck you'll ever make in just 15 seconds!  Just click on "become a panelist" to get started.

You can also "earn an additional $1 for each new PollBuzzer Panelist that you refer! Just send the unique referral link below to your friends, family, colleagues, or whoever else you want to refer. Each time a new panelist joins PollBuzzer after coming to the site using your link, you'll be credited with the referral. Once that new panelist answers 4 questions, we'll know it was a successful referral, and $1 will be credited to your account." Here's my referral link: http://pollbuzzer.com/?r=V3JsUnFpRE1xNXFHSUQxbXo5cUhTQT090

Note:  Use an email address that you check often (don't worry - no spam), because you're only given a limited amount of time to respond to the email(s), and answer the question(s).  

Proof of my most recent payments below:

** For more ways to EARN & SAVE $$, click HERE!!!

FREE $25 GIFT from AT&T! Easy $$$! Earn up to $575!

Posted by 1FrugalMom on December 6, 2012 at 4:20 AM Comments comments (0)

This is too cool!  AT&T is GIVING AWAY $25 Promotion Cards!  And if you just connected service(s) within the last 14 days, or if you plan on activating service(s) soon, you can get a $25 promotion card for each qualifying service that you activate(d)!  What are "promotional cards" good for, you ask...

AT&T Promotion Cards can be redeemed for merchandise online at att.com or at any AT&T company owned store. They can also be used for paying any AT&T bill (home ph, wireless ph, high speed intenet, digital tv, u-verse, etc.) through the online account management service at att.com, by phone, or at participating AT&T stores.  

To get your $25 Promotion Card(s), simply create a free account at www.att.com/refer

and enter REFERRAL CODE: FREE$25GIFT within 14 days of purchasing/activating your first qualifying AT&T service.


Step 1:  Go to www.att.com/refer & enter referral code FREE$25GIFT

Step 2:  Register for the AT&T Refer-A-Friend program within 14 days 

               of purchasing/activations your first qualifying AT&T service.

Step 3:  Refer friends and earn rewards!  

Both the Referrer and the Referee are eligible to earn a reward for each of the Referree’s participating services purchased / activated within 30 days of the Referee’s first purchase / activation.  You can earn a maximum of $575, paid out in twenty-three (23) $25 AT&T Promotion Cards, in a calendar year, beginning with the date you were issued your first reward. Referees, who earn their first reward for being referred, are eligible to earn twenty-two (22) additional rewards for referring others in their first calendar year of Program membership.  Please note that AT&T Promotion Cards expire 5 months (150 days) from the last day of the month in which they are issued. More info here.

My Favorite Frugal/Freebie Sites! These sites changed my life! And I'm excited to share them with you! If you love free & frugal, follow these sites!

Posted by 1FrugalMom on June 20, 2012 at 5:10 PM Comments comments (0)

Below is a list of my favorite freebie sites (listed in no particular order). The best thing to do is follow the sites listed below on Facebook by "liking" their Facebook Fan pages. Then that way their posts (& thus awesome deals, aka free stuff) will show up in your Facebook news feed. Half the freebies you'll find are mail offers (fill out a short form online and the stuff comes to you free through the mail. Keep in mind, some mail offers take weeks, sometimes even months, to receive but are often worth the wait).

The other half are free locally via coupons combined w/ sales. These sites will provide links to those coupons, and tell you where the free items are located (ie: Walgreens, CVS, Target, Walmart, etc.). They watch the circulars for sales, and match those sales up w/ available coupons (most can be printed from online), and tell you where to get the stuff for free. (Note: If you're not into using Facebook much, then you may want to consider signing-up for their daily email alerts instead.)


Since following the sites below, I haven't had to spend $$ on items like shampoo, conditioner, toothpaste, body wash, deodorant, or razor blades b/c I've received it all for free! I've received all sorts of free stuff (see pics) including free pizzas from Domino's, PizzaHut, PapaJohn's, and Hungry Howie's; plus lots of free t-shirts, quality make-up, jewelry, books, food products (like coffee, cereal, snacks, energy drinks, etc.), health & beauty products, dog food & products, laundry detergent, air freshener, magazines, countless free eBooks, tampons/pads, vitamins, perfume, and the list goes on! All for FREE! And that's just the beginning!

The sites below have really allowed me to stretch my budget, and live comfortably, on next to nothing. I've also learned many great frugal ideas for re-purposing everyday used items from around the house. These sites have also taught me how to make my own effective home cleaners using everyday household items for pennies on the dollar. The savings is unbelievable!

Also, if you've ever considered blogging, these are great sites to learn from. Many even provide info about blogging on their sites to share w/ their readers.  Finding the sites below has been a God send to my family, and I'm certain they'll be a blessing to yours as well!

Without further ado, here are my favorite sites:
































I have one more favorite site I’d like to share, but I’m not including it above b/c it’s not a “freebie site.” But I’d like to share it w/ you b/c it’s one of the most awesomely frugal sites I’ve ever seen! It’s full of awesome ideas, and I’m sure you’ll love it! It’s: HOMESTEADING / SURVIVALISIM at https://www.facebook.com/homesteading yes, that’s a Facebook Fan Page, and yes they have also have a dot com website, but I’m not listing that address b/c their dot com address appears to just be a sales page. So follow them on Facebook to gain tons of valuable, priceless actually, wonderfully frugal & creative ideas!  

People always ask me where I find the awesome stuff I do, well now you know! Enjoy!

** Please note: I am NOT affiliated w/ any of the sites listed. And this is NOT a sponsored post. The sites listed above have honestly helped me tremendously, and I sincerely hope they'll help you, too!  Correction: And I'm CERTAIN they'll help you, too!  Don't be stingy, be sure to "LIKE" and "SHARE" this post to also help your family & friends, as well! I'm sure they'll thank you for it later!  

If you have any favorite sites you'd also like to share, please feel free to leave them in the comments section below (or here).  

Re-Pin this post here.

If you love FREEBIES, Coupons, DIYs, & GIVEAWAYS, as much as I do, stay connected via: Facebook, Twitter, Pinterest, Google+, YouTube, & Instagram!

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Freebie Hunter's Tips of the Day!

Posted by 1FrugalMom on April 20, 2012 at 9:55 AM Comments comments (0)

Tips for the day!  What you need to know before signing-up for FREE offers!

When signing-up for freebies, don't use ur real ph#, nor ur real email addy, either! Instead, use a separate email addy just for junk. And I recommend using a free Google voice ph# to avoid unwanted calls. Otherwise, u may end up w/ tons of calls & emails from online schools, insurance sales people & such, trying to sell u stuff.

If u don't want to set-up an additional email acct & ph #, then at the very least, don't provide ur real ones (use fake ones); but keep in mind, some freebies require email confirmation/subscription, so i think it's best to set-up a freebie email addy. And if u don't want to get a free Google voice #, then provide the # to the local pizza place or w/e lol. ;) But remember, if you're entering to win something, u just might want them to be able to contact u by ph, so i do suggest getting that free Google voice # just in case u win something! Google voice allows u to block #s & forward calls, plus a bunch of other neat things, all for free! :-) Please feel free to share any other tips in the comments section below.

p.s. most of u may already know these things, but i thought it was worth sharing w/ the newbies!


Rip Currents - Beach Safety Info!

Posted by 1FrugalMom on March 15, 2012 at 2:30 PM Comments comments (1)

According to our local news: Due to rough surf, cold water & people being out of shape, March is one of the most dangerous months at our beautiful beaches. 51 people needed rescued at Pensacola Beach yesterday! Be safe! Teach yourself about Rip Currents! Florida's 2009 slogan - "Don't fight, swim left or right."  And their 2010 slogan - "Swim to the side, to stay alive."  And always swim near the life guards!

Pay attention to the flags at the beach (they are there for your safety): 

1) Green means Low Hazard, Calm Conditions.

2) Yellow (or Orange) means Medium Hazard, Moderate Surf or Currents.

3) Red means High Hazard, High Surf or Strong Currents.

4) Two Red Flags means the Water is Closed to the Public.

Call (850) 932-SURF to hear an up-to-date recording of the current surf conditions.

LIVE BEACH CAM at http://www.islandempress.com/webcam/

And for weather tracking, go to http://www.stormpulse.com/

The following is an excellent informative video (less than 5 minutes long) about rip currents, which includes a demonstration using dye in the ocean to show how rip currents move.  I think everyone should watch it.  I even shared it with my son.  Watch the short video at http://www.youtube.com/watch?v=-hCZuYzNujI

Click here for another great video about rip currents.

And for more information, visit:





Click HERE to see photos of rip currents!  Learn to recognize them! 

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For ways to save $, earn extra cash, & score freebies, click here!

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How to Avoid Child Abductions!

Posted by 1FrugalMom on March 9, 2012 at 11:25 PM Comments comments (0)

How to Avoid Child Abductions!  Good advice parents should share with their kids!

"News stories about kidnappings have many parents concerned about their child's safety. Safety expert Bob Stuber shares precautions to take to avoid an abduction, as well as defense techniques in the midst of an attack." ~thedoctorstv.com

Click HERE to watch a short video with some great tips to keep kids safe! 





FREE Autism Awareness Kit!

Posted by 1FrugalMom on January 15, 2012 at 3:20 PM Comments comments (0)

Register to be an Autism Ambassador & get a FREE Autism Awareness Kit!